Shoulder surfing

1. the thief watches for a pin being entered on your phone (over your shoulder)
2. once they have a pin they steal the phone.
3. They use the PIN to unlock the phone and then try the same PIN to access banking apps
4. If unsuccessful, criminals search the phone’s notes section for banking passwords or PINs

Within 5 minutes they have the pin changed and find my phone disabled and have you locked out then they target your financial apps.

crime
security